Frequently Asked Questions

Why do I get rejected for loans?

There can be many reasons for rejections. From an incorrectly filled out application form to current overdue payments. Financial companies never disclose the reasons for rejection. Contact us by phone and we will discuss your situation in greater detail and find a way out.

Do you charge fees for your services

No. Our services are absolutely free of charge. We get paid by banks and financial companies.

You can get a loan if there are current overdue payments

It is possible, but usually companies reject clients with overdue payments on other loans. It is better to pay off your debt and send a new application after some time.

Is it possible to get a loan if there is no proof of income statement

Yes, you can get up to Php 5 000 without a proof of income statement.

What is the maximum loan term

From 1 to 5 years. For mortgage products, it is up to 20 years.

I am retired, can I get a loan

Yes. If you are retired and have other sources of income, the possibility of getting a loan is higher

Can you refinance my loans

Yes. We can offer refinancing services. To get refinancing offers, you need to fill out a form.

Is early loan repayment possible

Yes, it is possible. You do not need to pay separate fees for early repayment.

Is it possible to get a loan if the credit load is high

Yes, it is possible. But the lender compares your monthly payment against your current income, so it is possible to get a rejection in this case.

What is the interest rate on loans

The average interest rate on bank loans is up to 36% per annum. On loans of financial companies, it is from 0% at the first application and up to 2% per day.

I am a service member, can I get a loan

Yes, just apply.